"YO Hallie and calf" - Compliments of Tom & Mary Beth Peoples - Quail Ridge Ranch
Advantages of getting Pre-Qualified for a Loan
The most important is that it saves you and your Realtor TIME!!
You and your Realtor know what price range property you should be looking at.
With a written pre-qualification letter from your lender, you can usually negotiate a
better sales price.
When you find the right property, you won't have to wait weeks to see if you qualify
and then be disappointed when the Lender says "NO WAY".
The Realtor's livelehood depends on commissions and they only get paid when a transaction closes, so
he/she is more likely to invest the time and energy to find the right property for you.
Finding the right Loan Officer for you
We all have our favorite Loan officers we deal with.
We know from experience that when they tell you that you are qualified for
X amount of mortgage, that we can rely on that to get you the best possible sales price,
you owning the piece of property you want, and make all involved in the transaction
Friends, associates, and others may tell you about their horror stories, but
try to listen to your Realtor about who he/she recommends (Don't forget, The Realtor
is only paid when a sale closes).
We all have our horror stories of dealing with some lenders that have made
promises to a buyer, but when it comes time to close, they can not deliver
the promised product. This makes you and the Realtor representing you look foolish!!!
There are many different types of loan programs available today and one that fits
your circumstances best.
So - Ask your Realtor for the loan officer he recommends.
Austin Area Favorite Mortgage Money Sources
Michael Leseten - Residential and Investor Loans - Capstar Lending - 512-947-7376[email]
If you have any questions or would like to see some of our
listings please call or E-Mail:
Ezequiel (ZEKE) Salinas (el Habla Espanol) [email],
or Singletary (Tary) H. Snyder [email]
1015 North Sunset Canyon Drive
Dripping Springs, Texas 78620
Call: (512)892-6800 or Fax: (512)288-5595 - updated 9/28/06